Commercial Auto Insurance in Plantation, FL
Commercial auto insurance is essential to managing risk when vehicles are part of your business operations. INSANDTAGS.COM can help you secure optimal coverage.
What Is Commercial Auto Insurance?
Commercial auto insurance is designed to cover vehicles used for work-related tasks, such as transporting goods, visiting clients or hauling equipment. This includes cars, vans, trucks and specialty vehicles like food trucks or construction rigs. The policy may cover liability for accidents, damage to the vehicle and medical costs for injuries. Unlike personal auto insurance, commercial policies account for higher usage, heavier loads and more complex liability scenarios.
What Does My Policy Cover?
The coverage you choose depends on how your business uses its vehicles. Many agents recommend the following:
- Liability coverage may pay for property damage or bodily injuries caused to others if you’re at fault in an accident.
- Collision coverage may reimburse your vehicle’s repair costs following an accident.
- Comprehensive coverage may cover fire, theft, vandalism and other non-collision incidents.
- Uninsured/underinsured motorist coverage may cover accident-related expenses if the at-fault driver lacks liability insurance.
Your agent may recommend additional policies and endorsements, including auto glass coverage, roadside assistance, cargo insurance and more.
How Much Should I Expect for Coverage?
Many factors influence commercial auto insurance rates, including the type of vehicle, how it’s used, driving history and location. The types of coverage chosen, coverage limits and deductibles also impact premiums. Generally, larger fleets or high-risk industries have higher rates. INSANDTAGS.COM can provide more details on coverage and give you an estimate of costs.
Contact Us
INSANDTAGS.COM offers favorable rates on commercial auto insurance. Contact us today to explore your options.