How to Avoid Top Winter Weather-related Auto Claims   

Winter’s colder temperatures and unpredictable storms can lead to costly winter weather-related auto claims. In addition to vehicle preparation, car owners should consider insurance coverage to avoid financial setbacks during this season.

Common Winter Auto Claims

Winter conditions often lead to a surge in auto insurance claims. Beware of seasonal risks such as the following:

• Slippery surfaces that reduce tire traction

• Falling tree branches

• Hail

• Water intrusion

• Mechanical failures

• Pothole damage

How to Avoid Winter Weather-Related Auto Claims

Staying safe and avoiding costly claims during winter requires proper vehicle care and cautious driving habits. Even in Florida, near-freezing temperatures or otherwise slippery conditions might occur. Consider the following tips for winter driving:

• Check your tread depth and consider investing in winter tires if you frequently drive in wet conditions. Proper tire pressure is also essential for maintaining traction.

• Cold weather can weaken batteries. Test yours before winter and carry jumper cables for emergencies.

• Replace wiper blades with heavy-duty options and use freeze-resistant washer fluid to ensure clear visibility.

• Drive at reduced speeds to prevent skidding and to give you more control on slippery roads.

• Allow extra space between you and other vehicles to give yourself time to brake safely.

• Avoid sudden braking, accelerating or turning, as these can cause you to lose control on slick surfaces.

Why Auto Insurance Matters

While preparation and caution go a long way, not every risk can be avoided. Auto insurance may provide financial assistance for incidents like hail damage or falling objects, which aren’t caused by driving errors.

Be sure to review your policy to understand its limits and consider options for added coverage if needed.

Contact Us

INSANDTAGS.COM can help drivers stay financially secure during winter and beyond. Contact us today to explore customized auto insurance plans.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.